About Us

How We Work

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Direct Services

Our team provides free direct legal services and support or matches clients with pro bono advocates, ensuring they have a partner standing with them, their families,  and our communities as they pursue justice.

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Policy Advocacy

We address the root causes of inequities in our society by advocating for inclusive policy solutions in collaboration with grassroots coalitions and the communities most impacted by systemic oppression.

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Impact Litigation

Our team provides free direct legal services and support or matches clients with pro bono advocates, ensuring they have a partner standing with them, their families,  and our communities as they pursue justice.

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Pro Bono Partnerships

Since its inception, Public Counsel has relied upon the generous donation of pro bono services from lawyers, legal professionals, and law students as the keystone for our model of delivering free legal services to low-income communities.

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Resource Library

Popular Resources

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FAQsGuide

01/13/26

Medical and Dental Credit Cards—WHAT YOU NEED TO KNOW

Do you need medical or dental care but can’t afford it? Are you thinking about making payments or signing up for credit? Be careful! Medical or dental credit cards can...

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Guide

01/08/26

What courses must I take to file a Chapter 7 Bankruptcy?

All individuals who file a chapter 7 bankruptcy must take two courses to receive a discharge of their debts: Credit Counseling and Personal Financial Management. This guide will help you...

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Template

01/08/26

Pleading Paper Caption Page

If there isn’t a court form for what you need to file in your bankruptcy case, you will need to write your own court papers on pleading paper. The first...

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How We Work

See All

Direct Services

Our team provides free direct legal services and support or matches clients with pro bono advocates, ensuring they have a partner standing with them, their families,  and our communities as they pursue justice.

Learn More

Policy Advocacy

We address the root causes of inequities in our society by advocating for inclusive policy solutions in collaboration with grassroots coalitions and the communities most impacted by systemic oppression.

Learn More

Impact Litigation

Our team provides free direct legal services and support or matches clients with pro bono advocates, ensuring they have a partner standing with them, their families,  and our communities as they pursue justice.

Learn More

Pro Bono Partnerships

Since its inception, Public Counsel has relied upon the generous donation of pro bono services from lawyers, legal professionals, and law students as the keystone for our model of delivering free legal services to low-income communities.

Learn More

Popular Resources

See All

FAQsGuide

01/13/26

Medical and Dental Credit Cards—WHAT YOU NEED TO KNOW

Do you need medical or dental care but can’t afford it? Are you thinking about making payments or signing up for credit? Be careful! Medical or dental credit cards can...

Learn More

Guide

01/08/26

What courses must I take to file a Chapter 7 Bankruptcy?

All individuals who file a chapter 7 bankruptcy must take two courses to receive a discharge of their debts: Credit Counseling and Personal Financial Management. This guide will help you...

Learn More

Template

01/08/26

Pleading Paper Caption Page

If there isn’t a court form for what you need to file in your bankruptcy case, you will need to write your own court papers on pleading paper. The first...

Learn More

Mortgage Servicing & Foreclosure

Overview
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Many homeowners struggle to keep their homes due to mortgage servicing errors, predatory practices, and economic pressures such as rising costs and stagnant wages. These challenges disproportionately impact low-income households, communities of color, older adults, and monolingual Spanish speakers, threatening families’ stability and ability to build intergenerational wealth.

Public Counsel’s Consumer Rights & Economic Justice Project helps homeowners understand their rights, avoid foreclosure, and correct mortgage servicing mistakes. We also advocate for policies that protect homeowners and support housing stability at the local, state, and federal levels.

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Online Intake

Our team helps low-income homeowners facing foreclosure understand their rights and explore options to stay in their homes. We provide legal advice and work directly with mortgage servicers to resolve servicing errors and advocate for solutions that protect our clients’ housing and financial stability.

Are you a homeowner in Los Angeles County at risk of foreclosure? We may be able to help.

To request legal assistance, please complete our online intake form or call (213) 385-2977, ext. 306, and leave a message. A member of our team will follow up as soon as possible.

Know-Your-Rights Videos

The foreclosure prevention team holds Know-Your-Rights presentations for homeowners in Los Angeles County. See videos of our past here.

A reverse mortgage is a special type of home-secured loan that is available to older homeowners. This video from Public Counsel provides an overview of reverse mortgages and issues to consider before applying, including the fact that you are responsible for property taxes, homeowners’ insurance, other property charges, and maintaining your home. What happens when the homeowner is unable to meet those terms of the reverse mortgage loan and alternatives to a reverse mortgage will also be discussed.
This video, made in partnership with the LA Public Library, covers the rights of homeowners who experienced financial hardship during the COVID-19 pandemic, are at risk of default on their mortgage, or are facing foreclosure. Ways to prevent foreclosure and how to access the free funds available for homeowners who are behind on their mortgages are also discussed.

The Latest

Updates, stories, and insights from Public Counsel’s consumer rights team.

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Client Videos

Check out our videos highlighting victories and client stories.

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