Reaffirmation Hearing Informational Packet

A reaffirmation agreement is where you agree to pay a debt even though you could have eliminated the debt in your bankruptcy case. When you reaffirm a debt, you continue …

“No Contact” Letter (Sample)

If you are “judgment-proof,” meaning that you have no assets that debt collectors can obtain from you even if they win a lawsuit, you can use this sample letter to …

“No Contact” Letter (Template)

This is a “fill-in-the-blanks” version of our “No Contact” letter that you can download, print, fill out, and send to creditors.

Meeting of Creditors (Chapter 7)

In each Chapter 7 bankruptcy case, you will have a meeting with the Chapter 7 trustee (called the “Meeting of Creditors” or “341(a) Meeting.” This flyer will give you an …

Free Credit Report

Instructions for how to get a free credit report from all three credit reporting agencies, which anyone is entitled to receive at no cost once a year.

Free or Low-Cost Bankruptcy Help

A listing of various agencies and services throughout Southern California that offer free and low-cost bankruptcy assistance.