Managing Your Student Loans
Instructions for how to manage your student loan debts.
Free Credit Report
Instructions for how to get a free credit report from all three credit reporting agencies, which anyone is entitled to receive at no cost once a year.
Free or Low-Cost Bankruptcy Help
A listing of various agencies and services throughout Southern California that offer free and low-cost bankruptcy assistance.
Bankruptcy Filing – Fee Waiver Application and Instructions
This is the actual application for a fee waiver from the court. The instructions will tell you exactly how to fill out the forms and where to submit the application.
Downloadable Bankruptcy Forms (link directs you to Bankruptcy Court’s website)
Download and fill out the forms necessary to file a bankruptcy in the Central District of California (most of Southern California except San Diego and Imperial counties).
Checklist for Chapter 7 Bankruptcy
What you need to gather and prepare before filing Chapter 7 bankruptcy.
Chapter 7 Post-Filing Checklist
What you need to do after filing for Chapter 7 bankruptcy.
Canceling a Reaffirmation Agreement
A reaffirmation agreement is a new contract between you and the creditor where you agree to pay a debt voluntarily that would have been discharged in your bankruptcy case. However, you have a limited amount of time in which you can cancel the agreement.