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Debt Collection, Foreclosure & Fraud
Public Counsel handles a wide range of fraudulent and unfair business practices – from large-scale scams to unfair business or governmental practices that affect disadvantaged groups, to individual cases of real estate fraud or financial elder abuse. In addition, we provide direct services in individual cases of real estate fraud, financial elder abuse, auto financing fraud and predatory lending, and provide pro bono placement in certain cases.
Persons may be eligible for services if they have a legal issue related to:
- Fraud or unfair business practices in some type of transaction
- Debt collection, including harassment by creditors, default judgments, and wrongful wage garnishment or bank levies
- Foreclosure
- Real estate fraud
- Student loan debt and for-profit schools
- Financial abuse of an elder or a disabled person
- Targeting disadvantaged groups for unfair business practices
- Criminalization of poverty
To apply for assistance, click the button below for our online application, or call our intake line: CLOSED
Our consumer intake services are currently closed. We expect to reopen intake on or after January 6, 2025.
If you have been sued in a debt collection case, you might find the following resources helpful:
- Getting More Time to Respond to a Lawsuit or Discovery Self Help Reference Guide
- Responding to an Unverified Debt Collection Lawsuit (with Appendix)
- Negotiating a Settlement Reference Guide
Actualmente, nuestros servicios de recepción de pacientes están cerrados. Esperamos reabrirlos a partir del 6 de enero de 2025.
Si ha sido demandado en un caso de cobro de deudas, los siguientes recursos podrían serle útiles:
- Guía de Referencia de Autoayuda: Cómo Obtener Más Tiempo para Responder a una Demanda o al Proceso de Descubrimiento
- Cómo Responder a una Demanda de Cobro de Deuda No Verificada (con Apéndice)
- Guía de Referencia para Negociar un Acuerdo
If you are a homeowner who is behind on your mortgage or at risk of foreclosure, please apply to see if you are eligible for a free clinic appointment with a housing counselor or legal services attorney:
If you need legal assistance related to student loan debt or for-profit schools, please apply to see if you are eligible for our free legal services:
