Debt Collection, Foreclosure & Fraud

Public Counsel handles a wide range of fraudulent and unfair business practices – from large-scale scams to unfair business or governmental practices that affect disadvantaged groups, to individual cases of real estate fraud or financial elder abuse. In addition, we provide direct services in individual cases of real estate fraud, financial elder abuse, auto financing fraud and predatory lending, and provide pro bono placement in certain cases.

Persons may be eligible for services if they have a legal issue related to:

• Fraud or unfair business practices in some type of transaction
• Debt collection, including harassment by creditors, default judgments, and wrongful wage garnishment or bank levies
• Foreclosure
• Real estate fraud
• Student loan debt and for-profit schools
• Financial abuse of an elder or a disabled person
• Targeting disadvantaged groups for unfair business practices
• Criminalization of poverty

If your legal issue relates to Mosaic Sustainable Finance Corporation (the parent company of Solar Mosaic, LLC) (aka Mosaic) or Sunnova Energy International Inc. (aka Sunnova), we are currently unable to assist you because those entities have filed for bankruptcy protection. Please visit the official bankruptcy case websites for more information, including on how to file a claim in the bankruptcy proceedings.

• Mosaic: https://cases.ra.kroll.com/MOSAIC/
• Sunnova: https://restructuring.ra.kroll.com/Sunnova/

To make an appointment, please complete the online intake form below. We currently have limited capacity. Priority will be given to applicants with debt collection issues or who have been impacted by the January 2025 wildfires.

At this time, we are unable to assist with foreclosure-related or student loan matters. Please do not use this form to submit an intake for a foreclosure-related or student loan case.

Please check this page again at a later date for updates.

If you have been sued in a debt collection case, visit our resources page for self-help guides.

Si le han demandado en un caso de cobro de deudas, visite nuestra página de recursos para guías de autoayuda.