The ABC’s of Transition And the Independent Living Program

This manual is for foster youth and former foster youth and will give you an understanding of the resources available to you as you transition to adulthood. There are many services available to you that you might not even know about, such as continued Medi-Cal coverage (health insurance), tuition assistance, tutoring, and scholarship opportunities.

Reaffirmation Hearing Informational Packet

A reaffirmation agreement is where you agree to pay a debt even though you could have eliminated the debt in your bankruptcy case. When you reaffirm a debt, you continue …

Meeting of Creditors (Chapter 7)

In each Chapter 7 bankruptcy case, you will have a meeting with the Chapter 7 trustee (called the “Meeting of Creditors” or “341(a) Meeting.” This flyer will give you an …

Free Credit Report

Instructions for how to get a free credit report from all three credit reporting agencies, which anyone is entitled to receive at no cost once a year.

Canceling a Reaffirmation Agreement

A reaffirmation agreement is a new contract between you and the creditor where you agree to pay a debt voluntarily that would have been discharged in your bankruptcy case. However, you have a limited amount of time in which you can cancel the agreement.